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Disclaimer: GROSS!! What is the best way to kill bed bugs?

The best way to kill bed bugs is to use an integrated pest management approach. First, collect all the infected items, bag them and launder at 122 degrees Fahrenheit or higher. Thoroughly steam all the infected areas in the house, paying most attention to corners and seams, then vacuum the house, and spray the infected areas with insecticides. Remove damaged items that are impossible to disinfect, such as mattresses. Apply silica gel to the walls, floor, mattresses, couches and chairs.

Before starting to get rid of bugs, find all the locations where they live. Examine mattresses, beds, nightstands and dressers for bed bugs and their eggs. Pay most attention to cracks, crevices, seams and corners. Check all chairs and sofas. Bugs usually live in the seams, tufts, skirts and crevices under cushions. Other common places where bed bugs live are edges of wall-to-wall carpeting, cracks in wood molding and ceiling-wall junctures
After eradicating all the bed bugs, prevent them from entering again. Don’t bring secondhand beds, bedding and furniture into the house. When traveling, check beds and headboards for signs of bed bugs. Make sure that your new furniture hasn’t been stored in bug-infested warehouses and hasn’t been shipped in infected containers and transport.
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I found there was only one way to look thin: hang out with fat people.

Rodney Dangerfield

Don’t Fall For This Mortgage Relief Scam!

“If you’re a struggling homeowner trying to save your house from foreclosure, beware the latest mortgage-relief scam: Dozens of companies have been accused of falsely promising mortgage relief—while collecting millions of dollars in illegal upfront fees, according to a report by the Los Angeles Times.

The Consumer Financial Protection Bureau recently filed three lawsuits against eight firms accused of ripping off homeowners. The agency says the companies collected more than $25 million in illegal upfront fees while promising to modify mortgages or prevent foreclosures.

The crackdown on the mortgage-relief scam is code-named “Operation Mis-Modification”.

“These companies pocketed illegal fees, taking millions of hard-earned dollars from distressed consumers, and then left those consumers worse off than they began,” Richard Cordray, the bureau’s director, told the Los Angeles Times. “These practices are not only illegal, they are reprehensible.”

According to the bureau, there are a few red flags to tip off potential victims. Consumers should be wary of any demands for upfront payments and any guarantee that a modification or other assistance will be obtained.

The Federal Trade Commission also filed six lawsuits, according to the Los Angeles Times. Overall, officials from 15 states—including Florida, Illinois and New York—have filed a combined 32 lawsuits.”

If you think yo…

HOW TO PULL CASH FROM THE HOME YOU JUST BOUGHT

 

Tuesday, September 17th, 2013

As this exuberant housing market takes shape, the chance to harvest equity – to tap into idle cash – from your home may prove to be a worthwhile endeavor. In March 2011, Fannie Mae lifted the requirement that you had to hold title to a property for six months before you were allowed to access your cash equity.

The change has since allowed homeowners to acquire property and then immediately cash-out refinance to replenish liquidity, purchase other real estate, do home improvements or pay off debt. However, while it is a viable strategy, successfully sealing the deal on the “delayed financing” is something else entirely. Here’s what you need to know.

Read more here:  http://finance.yahoo.com/news/pull-cash-home-just-bought-100031717.html

 

Defense Furlough Days Cut from 11 to 6

August 19th, 2013 by gaelite

WASHINGTON — Defense Secretary Chuck Hagel announced Tuesday that the Pentagon is cutting the number of planned furlough days for department civilian employees this year from 11 to six.

Hagel also said that some key squadrons are flying again and the Navy has restarted some deployments that had been on hold because of the mandated budget cuts because of savings that had been achieved elsewhere.
The furlough days had been ordered in May in the wake of mandated budget cuts called sequestration. The department faced shortfalls of more than $30 billion for regular operating costs, Hagel said in a statement.

Read article here:  http://www.13wmaz.com/military/article/241768/319/Defense-Furloughs-Days-Cut-from-11-to-6

Real Estate’s New Big Buyers: Middle-Aged Women

DAILY REAL ESTATE NEWS | WEDNESDAY, JULY 24, 2013

Middle-aged women have become the fastest growing group of single female home owners, according to a new study by the real estate brokerage Redfin. The number of 45- to 54-year-old single female home owners has soared 120 percent from 1982 to 2012. 

“Probable causes for this phenomenon include the large baby boomer population entering this age group over the last several decades and the prevalence of divorce leading to the creation of more female-headed households,” according to Redfin. 

Single females have long been big consumers of real estate. Among unmarried home owners, single women have outnumbered men since at least 1982, when the Census began collecting such data. 

While middle-aged women are increasing their buying, women younger than 35 appear to be delaying home ownership until later on in life, the report shows. 

The Redfin report revealed the top U.S. cities for single successful women, factoring in the percentage of women with four-year college degrees, percentage of women with a salary greater than $65,000, and the percentage of women who are single between 25 to 39 years old. Below are the rankings, as well as the percentage of residents who are women who are single and 25 to 39 years old:

  1. Arlington, Va.: 24%
  2. Alexandria, Va.: 22%
  3. Cambridge, Mass.: 22%
  4. Washington, D.C.: 22%
  5. San Francisco: 21%
  6. Seattle: 18%
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